FGTS 4.0.2

Caixa Econômica Federal ❘ Freeware ❘
Android iOS
out of 9191 votes

FGTS by Caixa: Streamlining Your Financial Security

David Fischer

04/13/2025

FGTS by Caixa Econômica Federal offers an efficient and user-friendly platform for managing your Severance Indemnity Fund, making access to your funds easier than ever.

Mais comodidade, segurança e agilidade.

Advantages for you as a worker:

Track your FGTS simply. Check the total balance of your FGTS accounts, verify deposits made by your employer, print your statements, and if you prefer, you can also opt for your Saque-aniversário (Birthday withdrawal).

All FGTS withdrawals in the app:

All withdrawals provided by law are available in the app, and if needed or eligible, you can request them directly in the App.

App features:

Consultation of FGTS account balance and statements;
Option for withdrawal system (Saque-rescisão or Saque-aniversário);
Digital withdrawal for reasons of termination and retirement with indication of deposit account (CAIXA or other banks);
Request for withdrawal for other reasons, with document submission;
Registration of CAIXA or other Banks account for FGTS credit in case of withdrawal;
Authorization for financial institutions to access FGTS information;
Updating of address.

User registration:

If you do not have a user yet, you will need to register a new one on the login and password screen, under the "Sign Up" option, using your CPF (Social Security Number) and the email address you use the most. It's simple, fast, and secure.

Overview

FGTS is a Freeware software in the category Business developed by Caixa Econômica Federal.

The latest version of FGTS is 4.0.2, released on 07/03/2024. It was initially added to our database on 09/22/2023.

FGTS runs on the following operating systems: Android/iOS.

Users of FGTS gave it a rating of 5 out of 5 stars.

Pros

Provides a safe and official platform to access FGTS information and services
Easy and convenient way to consult FGTS balance and transaction history
Allows users to make update requests related to their FGTS account
Integration with other Caixa services such as Caixa Tem for more comprehensive financial management

Cons

User interface can be confusing and difficult to navigate for some users
Some features may have limited functionality or restrictions based on the user's account status
Inconsistencies and potential bugs in the application may affect user experience

FAQ

What is FGTS?

FGTS stands for 'Fundo de Garantia do Tempo de Serviço,' which is a Brazilian government fund designed to protect workers in case of job loss.

Who can access their FGTS?

Workers with formal employment contracts (CLT) are eligible to access their FGTS under certain conditions such as dismissal without cause, retirement, or purchasing a home.

How is FGTS calculated?

An employer contributes 8% of a worker's gross salary to the FGTS fund each month.

How can I check my FGTS balance?

You can check your FGTS balance via the Caixa Econômica Federal app, website, or by visiting a Caixa branch.

What documents do I need to withdraw my FGTS?

To withdraw your FGTS, you generally need your identification document, proof of withdrawal purpose (like dismissal notice or purchase agreement), and your PIS/PASEP number.

Can I use FGTS to buy a home?

Yes, you can use your FGTS balance to finance the purchase of a home or for construction on a property.

Is it possible to transfer my FGTS from one account to another?

Yes, you can transfer your FGTS funds if you change employers or after certain conditions are met.

How long does it take to process an FGTS withdrawal?

Processing times can vary, but typically it takes between 5 to 10 business days to process an FGTS withdrawal request.

What happens to my FGTS if I change jobs?

If you change jobs, your new employer will start making contributions to your new FGTS account. Your previous contributions remain in the original account.

Can I access my FGTS if I am on leave?

In general, being on leave does not allow you to access your FGTS unless it is due to specific circumstances such as medical leave or maternity leave.

David Fischer

I am a technology writer for UpdateStar, covering software, security, and privacy as well as research and innovation in information security. I worked as an editor for German computer magazines for more than a decade before joining the UpdateStar team. With over a decade of editorial experience in the tech industry, I bring a wealth of knowledge and expertise to my current role at UpdateStar. At UpdateStar, I focus on the critical areas of software, security, and privacy, ensuring our readers stay informed about the latest developments and best practices.

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